Equity Compensation

MFA is not a one-size fits all firm. We offer deep expertise in specific areas of planning and investing.

Many of our clients receive a portion or a majority of their compensation in the form of stock and/or stock options. We can help analyze what you currently have and strategize an optimal outcome that balances upside, risks, and taxes.

Our team specializes in working with clients who receive equity compensation, including stock options and restricted stock units (RSUs).

As a client of MFA, you can expect we will:

• Offer education on the type of options you own and how they are taxed.
• Review the current value of your options, as well as the potential pre-tax and post-tax values of the future.
• Coordinate with your tax preparer to minimize the tax impact of ordinary income, capital gains, and the Alternative Minimum Tax (AMT).
• Discuss the potential upside, risks, and tax consequences of various scenarios.
• Develop a plan with your tax adviser detailing how many options to exercise, which ones to exercise, as well as when to exercise them.
• Review strategies and vehicles to diversify concentrated positions and/or defer tax liability.

For groups of 10+ employees, MFA can host a complimentary educational workshop at a client's workplace or via Zoom.

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